After working overseas for nearly 20 years I retired in 2021 at age 50. I will quickly answer the two most common questions I am asked....

This article is part two in a series, the previous article looked at three questions to help focus on the non-monetary goals in...

There are two main concerns for retirees when drawing down assets in retirement. The first is longevity risk which is whether they will...

As a kid growing up there was a cartoon called the Adventures of Gulliver. One of the characters is Glum, who offers only negativity...

One of the key advantages of retirement plans like 401k accounts, Thrift Savings Plan for federal government employees or traditional...

Building a diversified portfolio with multiple income streams is a great strategy for financial freedom and early retirement. Income...

The 4% Rule Origin Story Many savers are familiar with the 4% rule for drawing down savings in retirement. William Bengen launched the 4%...

Retirement should be a period of low stress, financial security and enjoying time with family and friends. A secure and stable retirement...

Cash Out Refinancing Overview One of the best ways to build significant wealth is through periodic cash out refinancing of real estate....

Annuities Overview An annuity is a financial product investors purchase to receive a series of future payments. For example, Lars pays...

No investor is perfect, we all make mistakes, and sometimes they are big ones. Part of becoming a successful investor is accepting this...

Walking Away Feels Better Than Expected I always knew it would be nice to retire. But I did not realize, until it was gone, how...

Factors Causing Real Estate Prices to Rise The real estate market remains highly competitive and many buyers are finding it hard to...

The Biden Administration and Congress are working to impose new taxes particularly on higher income earners. This includes raising...

Depreciation is a Tax Deduction Investors new to real estate are sometimes confused by how depreciation works. Depreciation is simply a...

Investors often have a great plan to save for retirement, but neglect to consider how they will drawdown these assets in retirement. Some...

This article is the second in a series, please start with part 1. 6) Don’t Hold Too Much Cash Some investors become more risk averse as...

As you reach age 50 it is time to get serious about your eventual transition to retirement or semi-retirement. Consider these ten factors...

Is $2 Million Enough to Retire? We have all seen the articles questioning if a certain sized portfolio is enough to retire. Whether it is...