After working overseas for nearly 20 years I retired in 2021 at age 50. I will quickly answer the two most common questions I am asked....

This article is part two in a series, the previous article looked at three questions to help focus on the non-monetary goals in...

When most people think about financial freedom they tend to focus solely on financial goals. This is a mistake, as money is only part of...

New Year's is the time for health and financial resolutions. When it comes to health, good habits can mean cost savings. According to...

I am always interested in learning from other investors about new investment strategies. At a recent real estate meet up, I met an...

Buy and Hold is the Preferred Strategy I am a buy and hold investor who purchases stocks to hold for years or even decades. I also prefer...

Are We In a Recession? In recent weeks the news has focused on whether the U.S. economy is in a recession. Unfortunately, like most...

A few months after retiring, I offered six initial observations. As I reach my one year retirement anniversary, I want to share six more...

There are two main concerns for retirees when drawing down assets in retirement. The first is longevity risk which is whether they will...

One of the key advantages of retirement plans like 401k accounts, Thrift Savings Plan for federal government employees or traditional...

Building a diversified portfolio with multiple income streams is a great strategy for financial freedom and early retirement. Income...

The 4% Rule Origin Story Many savers are familiar with the 4% rule for drawing down savings in retirement. William Bengen launched the 4%...

Retirement should be a period of low stress, financial security and enjoying time with family and friends. A secure and stable retirement...

Annuities Overview An annuity is a financial product investors purchase to receive a series of future payments. For example, Lars pays...

No investor is perfect, we all make mistakes, and sometimes they are big ones. Part of becoming a successful investor is accepting this...

Where is Your Financial Plan? Are you happy with your current financial plans? Did you follow through on your retirement goals from five...

Walking Away Feels Better Than Expected I always knew it would be nice to retire. But I did not realize, until it was gone, how...

When it comes to spending in retirement we expect the traditional daily expenses of housing, food, utilities and entertainment. However,...

Investors often have a great plan to save for retirement, but neglect to consider how they will drawdown these assets in retirement. Some...

This article is the second in a series, please start with part 1. 6) Don’t Hold Too Much Cash Some investors become more risk averse as...